Will you cover me?
There are a couple of factors that might prevent you from getting insured. Take a look at this list – we can’t insure you if:
- you’ve ever had insurance refused, or had special terms imposed on it.
- you’ve been convicted of or received a police caution for any criminal offences, or indeed if you have associated prosecutions or police enquiries pending,
- your property has had subsidence, landslip or structural damage, or is showing signs of movement.
- your home has experienced or is exposed to flooding,
- your home is not self-contained and doesn’t have its own separately lockable front door.
- your home sits empty for more than 60 consecutive days,
- your home is used for business purposes other than clerical purposes,
- your home is undergoing renovation or construction work,
- your home is a listed building,.
It’s important that you’re honest when answering the questions, otherwise there may be problems if you ever need to make a claim.
Cover and premiums are subject to individual assessment.
